First, select a carrier, a plan and your location.

TIP 1: You can go back later and select different carriers and different plans. The calculator saves your census information which allows you to compare premiums for multiple plans. Click “Reset Employer info”.

TIP 2: You also have the option to select all carriers and all plans. If you want to compare premiums for every single plan, the calculator will give you that data, too.


Employer Info:


Required Field

Required Field


For the next section you will need information about all employees to be covered as well as any dependents to be covered.

For each employee to be covered, enter the name, employee age, whether there is a spouse to be covered and, if yes, the age of the spouse, then select the number of children in each age category (see TIP 6 below). Then click “Save Record”.

To add another employee click “New”. Enter the same types of information as for the initial employee.

TIP 3: Remember to click “Save Record” after the information for each employee is entered.

TIP 4: Click “New” to add each additional employee.

TIP 5: Always enter the age of each person as of the effective date of the employer plan.

TIP 6: Enter no more than three dependents aged 20 or younger in total.

When all employees and dependents have been added, click “Check Input Fields” to check for errors.

Make corrections as necessary and then click “Calculate Monthly Premium”.


Employee Info:

Name:
Spouse Covered: Yes
No
Employee Age: Required Field
Number of dependent children aged 14 or less that will be covered:
Number of dependent children aged 15 that will be covered:
Number of dependent children aged 16 that will be covered:
Number of dependent children aged 17 that will be covered:
Number of dependent children aged 18 that will be covered:
Number of dependent children aged 19 that will be covered:
Number of dependent children aged 20 that will be covered:
Number of dependent children aged 21 to 28 that will be covered:
Number of dependent children aged 29 that will be covered:
Number of dependent children aged 30 that will be covered:
Comments:
















 


Carrier Name  Web Address Phone Number
AmeriHealth HMO Inc. and AmeriHealth Ins. Co. www.amerihealthnj.com 1-866-681-7368
CIGNA HealthCare of New Jersey, Inc. www.cigna.com/brokersandconsultants/cigna-broker-contacts-small-group 1-800-456-6575
Horizon Blue CrossBlue Shield of NJ and Horizon Healthcare of NJ www.horizonblue.com 1-800-224-1234
Oscar Garden State Insurance Corporation www.hioscar.com 1-855-672-2788
Oxford Health Ins. (NJ), Inc. and Oxford Health Plans (NJ), Inc www.oxhp.com 1-800-449-8880