The State of New Jersey
NJ Department of Banking and Insurance

Home > Insurance Division > Small Employer Health Insurance Program > Shopping for Health Insurance > Carriers
SEH Program Health Insurance Carriers
Carrier Name/Web Address Telephone
Aetna Health Inc. and Aetna Life Ins. Co. 1-888-277-1053
AmeriHealth HMO Inc. and AmeriHealth Ins. Co. 1-866-681-7368
Cigna HealthCare of NJ and Cigna Health and Life Ins. Co. 1-800-456-6575
Horizon Blue Cross Blue Shield of NJ and Horizon HealthCare of NJ 1-800-224-1234
Oxford Health Ins. (NJ), Inc. and Oxford Health Plans (NJ), Inc. 1-800-449-8880
Dental Coverage
Dental coverage is available from a number of carriers.  The carriers listed below have been approved to offer dental coverage to employers in New Jersey.  Be aware that, although a carrier is approved to offer dental plans, the carrier may elect not to offer coverage at this time.  Contact the carriers for more information regarding their available dental plans.*
Carrier For More Information
Aetna Dental, Inc.   Web site
Aetna Life Insurance Company   Web site
Alpha Dental Programs, Inc. (DeltaCare USA, part of Delta Dental) 1-800-624-2633 Web site
Ameritas Life Insurance Corp. 1-800-659-2223 Web site
Cigna Dental Health of New Jersey 1-855-854-1483 Web site
Cigna Health and Life Insurance Company 1-855-854-1483 Web site
Delta Dental of New Jersey, Inc. 1-800-624-2633 Web site
Dentegra Insurance Company   Web site
Flagship Health Systems, Inc. (part of Delta Dental) 1-800-624-2633 Web site
Guardian Life Insurance Company 1-800-541-7846 Web site
Horizon Healthcare Dental, Inc. 1-800-784-6222 Web site
Horizon Healthcare Services, Inc. 1-888-765-7786 Web site
Humana Dental Insurance Company 1-800-232-2006 Web site
Humana Insurance Company 1-888-371-9524 Web site
Managed DentalGuard, Inc. (part of Guardian Life) 1-800-541-7846 Web site
MetLife Health Plans, Inc. 1-855-638-2221 Web site
Metropolitan Life Insurance Company 1-800-638-4863 Web site
Nippon Life Insurance Company of America 1-800-374-1835 Web site
Pan-American Life Insurance Company 1-877-569-3075 Web site
Principal Life Insurance Company 1-800-843-1371 Web site
Reliance Standard Life Insurance Company 1-800-659-2223 Web site
Renaissance Life & Health Insurance Company 1-888-358-9484 Web site
Reserve National Insurance Company 1-800-654-9106 Web site
Standard Insurance Company 1-800-547-9515 or
Web site
The Lincoln National Life Insurance Company 1-800-423-2765 Web site
Union Security Dental Care of New Jersey, Inc. (offering through Assurant Employee Benefits) 1-800-733-7879 Web site
Union Security Insurance Company KC (offering through Assurant Employee Benefits) 1-800-733-7879 Web site
United Concordia Life and Health Insurance Company 1-800-345-3837 Web site

You can also find information on certified stand-alone pediatric dental plans by downloading the Plan Attributes Public Use Files (Plan Attributes PUF) for the appropriate year (accessible here). Using filters, you can narrow the information.  In the column labeled “State,” select only NJ; in the column labeled “DentalOnlyPlan,” select yes; and, in the column labeled “QHPNonQHPTypeId,” you can select OnExchange, OffExchange, or Both, depending upon your interest.  In addition, to view only group plans, in the column labeled “Market,” select SHOP.
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance